SENIORS.

Many seniors prepared estate plans more than a decade ago, when they still had minor children at home, or before they had given real thought to their future health needs. Many do not realize that their existing estate plans (including having no plan at all) make them vulnerable to the exorbitant cost of nursing home care in the future. Medicare only covers 30 days of care, and the alternatives are private pay (at many thousands of dollars per month and rising) or Medicaid, which requires that the sick spouse have less than $2,000 in assets after a limited amount is allocated to the healthy spouse.  

With modern estate planning techniques, you don't have to spend all of your life savings on long term care in the future. Instead, you can maximize the likelihood of protecting your assets from devastating nursing home costs. Timing is critical because it can take as long as five years to get full protection. 

Call today to schedule a Senior Planning Session if you or your spouse may require long term care in the future (it is estimated that more than 30% will need this type of care). Most estate plans do not provide this protection.